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Dividends and How They Work

Public corporations have the option of keeping all of their profits each quarter to re-invest in the company, or to distribute some or all of them to their shareholders as a dividend. Growing companies often need as much cash as possible to finance their operations, such as building new manufacturing plants or running marketing […]


What are Hedge Funds?

Hedge funds are similar to mutual funds but with several important differences. First, hedge funds are private funds that are typically only open to wealthy, experienced investors. Second, these funds generally take on higher risk using a variety of strategies with the goal of gaining a higher return than mutual funds. Third, […]


Just How Safe is Your Money?

The volatile markets and economies around the world, with large banks collapsing on a regular basis, have many people wondering how safe their money is.
Banks and the FDIC
Most Americans are familiar with FDIC-insured banks. The Federal Deposit Insurance Corporation is a U.S. government corporation which guarantees the safety of most account types in banks […]